”You are your best asset and the boss of your money!”

Meet Your Coach: Tricia Marcai

I know what it feels like to feel stuck, hopeless, and out of control with money. I’ve been there. But I also know what it takes to break free—and I’m here to help you do the same.

Growing up, the only financial advice I heard was, pay your bills, save a little, and go to college. No one talked about wealth-building, smart investing, or financial freedom. In college, I found myself in a toxic relationship where my boyfriend racked up $20K in debt on my credit card. I felt trapped, ashamed, and convinced I would never get ahead. For years, I stayed, believing his words—that I just needed to make more money.

Then one day, I sat down and did my first real budget. I saw in black and white that even though he worked more, I made more. The numbers told me the truth: it wasn’t my fault. And if I could see the truth in my finances, I could change my life.

So, I left. I walked away with nothing but $20K in debt and a fresh start. I moved into a literal closet in San Francisco and got a job as a teller at Washington Mutual Bank. That’s where everything changed. I took that job as an opportunity to master finance from the inside out. I learned how money really works, got myself out of debt, started investing, and even bought my first home—using part of it as an income-generating rental so I never had to worry about the mortgage. Most importantly, I found freedom. I traveled the world, lived my passion, and built a life that aligned with what I wanted—not what society told me I should do.

I loved my clients at the bank, but I hated the limitations. Working for a big institution, I wasn’t allowed to tell people the full truth about how to really build wealth. I saw people suffering financially, blaming themselves, and feeling shame for things they were never taught. I knew then that my purpose was bigger than a corporate job.

I became a financial coach because I believe money should be a tool for freedom—not a source of fear. Too many people feel trapped, whether it’s in toxic relationships, soul-sucking jobs, or financial stress that keeps them up at night. I want you to have “F-You Money”—the kind of financial stability that lets you walk away from anything that doesn’t serve you. To align your money with your real goals and values, not just what you think you should be doing. To stop surviving and start thriving.

With 17 years in finance, wealth management, private banking, investments, and small business strategy, plus certifications in Neuro-Linguistic Programming (NLP) and Somatic Coaching, I bring a holistic approach to money. I don’t just teach financial strategies—I help you clear the mental and emotional money barriers that have kept you stuck.

You are not bad with money. You just weren’t taught. And I’m here to change that.

Let’s build the financial freedom you deserve—on your terms.

 Money should be a tool for freedom—not a source of fear.

                -Tricia Marcai